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Closed captioning services are those sub titles that you see at the bottom of a movie, and sometimes in videos. If you are seeking information about closed captioning services, than you have come to the right place. Every file that you receive is secure, and of very high quality. Words are very powerful, and sometimes you may not be able to hear something because of unexpected noises, babies crying, or maybe the volume is just too low for your liking.In order to receive the full effect of the spoken word, it should also be written for others to see. You also dont want the movie or video to be compromised in any way, and that is also taken into consideration when creating your closed captioning transcription. The captioning can appear anywhere on your screen according to your needs. Every word and sentence is grammatically perfect and error free.It will not interfere with the dialog whatsoever, and you can be assured of the highest quality at the lowest rates. You will have a very fast turnaround time since we know that emergency situations may come up. You will also be able to choose from alternative formatting that is available for a variety of possible needs.The percentage of the population that is deaf, which is around 10%, will also need closed captioning services. It is actually required by law by the FCC to offer closed captioning so that the deaf have access to the same things that everyone else has access to. They actually rely fully on the words that are shown on any type of screen. However, closed captioning is not only for the truly hard of hearing, or deaf individual. There are many locations that are frequented by a variety of people and it can become very noisy. In these cases, it is necessary to offer closed captioning.Others that rely on closed captioning are those that arent very familiar with the English language. Foreigners are very grateful for this type of service so that they can fully participate in the culture they are currently living in. People that do not understand English very well need closed captioning, and it actually helps them to learn the language much faster. Using this for those that are just learning the language at a young age will actually help them to learn to read much faster. Children can easily learn a new language much faster than adults.

Submitted by: Sean Noughtly

It can be a very dangerous prospect for those who are mobility challenged to use the stairs. Often a fall can result in severe injury or even death, so preventing falls on the stairs is a paramount concern for anyone who is mobility challenged or who cares for someone who is mobility challenged. One of the best ways to prevent an accident on the stairs is to use an elevator or stair lift whenever possible.

While it is not generally possible or practical to avoid the stairs, it is possible to use the stairs in a safe manner. One way to use the stairs in a safe manner is to install a stair lift, which is a type of medical device that carries someone up and down the stairs. Most send a single occupant up and down the stairs on a metal track that is securely bolted to the stairs. A chair is most frequently used to carry the occupant, but a few lifts are available that use a small platform instead.

These platform stairway lifts are usually called perch lifts and require that the occupant remain standing as they are sent up and down the track. This type of lift should only be used in cases where a person is, for medical reasons, not able to use a traditional stair chair. Perch lifts should especially be avoided by people who suffer from cognitive disorders, such as Alzheimer’s.

In many cases a stair lift is an affordable option to a personal elevator, but if you have a curved staircase then you loose this advantage. A curved staircase lift will cost about as much as a personal elevator, so you are usually better suited to install a personal elevator as opposed to a curved stairway lift. One of the major advantages in this situation is that the elevator will actually add value to your home, but the curved stair lift will loose most of its value as soon as you buy it. This is because the track of the curved lift will only work with an identical staircase, so it has little resale value. Much of the value of an elevator on the other hand is recouped when you sell your home, because an elevator will actually increase the value of a home.

A residential elevator is actually very similar to the type of elevator that you would find in a public building, but they are usually not quite as large. They are also designed so that they can be installed into a wooden shaft and do not require a brick or concrete shaft that would be required for a commercial elevator. Often times residential elevators can be installed in place of a hallway closet. One of the major advantages of an elevator is that it can carry multiple people between floors and can also be used by people in wheelchairs or mobility scooters. This is not possible with a stair lift.

From a cost perspective, a traditional straight staircase lift will cost a good deal less than an elevator, but will not be able to transport a person in a wheelchair. If you do not have a straight staircase and must invest in a curved lift then the cost of the elevator will be about the same and at this point the other benefits of an elevator greatly outweigh those of a curved stairway lift.

About the Author: Sean Noughtly is a writer who is familiar with many types of

stair lifts

and other kinds of medical equipment. If you are interested in finding out more information about straight stair lifts or

residential elevators

, visit

AmeriGlide

.

Source:

isnare.com

Permanent Link:

isnare.com/?aid=290293&ca=Family+Concerns

byadmin

Big incomes and yet a burned hole in the pocket at the end of the day…, Does that describe you accurately? If so then mutual funds would suit you to a T.

After all, what other investment option allows you to keep your money relatively safe while assuring you healthy returns? Attractive!

So what is a mutual fund?

Simply put, a mutul fund is a trust that pools together the money of different investors and invests them in various money market investments. It is managed by a professional fund manager who trades(buys and sells) in accordance with the investment strategy or objective. The incomes or gains realized from trading are then distributed back to the investors in proportion to their original investments into the fund.

With regard to returns disribution, Mutual funds usually offer three different options to investors to choose from.

* Dividend Payout,* Dividend Re-investment, and the* Growth option.

An propspective investor must choose carefully which options suits him or her best.

Growth or dividend?

The dividend option enables you to partially cash in on the returns earned by the fund from time to time through the dividends that it declares, whereas the returns in growth option are retained in the MF and reflect as an appreciation in the fund’s Net Asset Value (NAV). However, the dividend does not in any way add to your returns from the fund though it presents a great opportunity to get periodic payouts on a high-yield investment.

The Dividend Re-investment option authorises the fund to plough back the dividends declared into the fund at the prevailing NAV, also fetching you more units. It is voluntary to participate in these plans, but if you elect to, you’ll receive additional shares in the company instead of, and to the value of the cash dividend you would otherwise receive. In terms of its effect on your returns, the Dividend Re-investment option is no different from the Growth option.

The Dividend Re-investment option is the superior option for investors who yearn for tax efficiency and are willing to remain invested in equities through stock market ups and downs. If you need liquidity, you can clear up a part of your holdings at NAV.

One of the appealing features of Dividend payouts is that it helps you re-balance your equity holdings when the markets are bullish, guarding you to an extent against a decline in values. The down side is that it is a `set and forget’ strategy that could result in an opportunity loss in a rising market.

The right choice

Now that you have made a thoughtful decision to invest, you are bound to read about, hear about, or experience the risks involved. All funds fluctuate and choosing the right fund requires finding both a fund with a successful track record and one that also meets your investment objectives.

The prospectus states purchase redemption and annual fees as well as statistics such as turnover ratios (the frequency of liquidations within the fund). Sensibility lies in creating a diversified portfolio that mixes stock funds, international funds, bond funds and other specialty funds.

If are you searching for capital appreciation. then you might desire a growth or aggressive growth fund; if you are looking for safety, choose balanced fund and if you are looking to invest in a certain sector such as technology, pick a sector-based fund.

Because, deciding on the correct option is perhaps as important to the health of the investment as choosing the particular mutual fund is.